Disability | Evans County

INCOME PROTECTION PLAN
(Disability Insurance)

What is Disability Insurance?

A type of coverage that replaces a portion of your income if injury or illness prevents you from working. It provides financial security for you and any loved ones who may depend on your most valuable asset — your ability to earn a paycheck. You may also hear disability insurance referred to as disability income insurance or income protection.

Plan Rules:

Eligibility: Eligible full-time employees (as described on eligibility page of the employee benefits guide)
Coverage through OneAmerica
Employee must be actively at work on the effective date
No Health Questions Every Year !
Pre-existing condition will apply when moving to an option with a shorter elimination period
Options 1, 2, and 3 provide payments in addition to Sick Leave and Paid Parental Leave (without any offset). These benefits will not reduce your disability payments under these options, allowing you to receive both in full.
49% employees are NOT ELIGIBLE for Disability Insurance